Visa Small Business Spend Insights monitors the economic confidence and outlook of small business owners, by providing quarterly survey data directly from small business owners and cross-referencing these findings with proprietary Visa Business card spend within the same time period.

This past quarter's small business survey results indicate:

- Optimism about imminent economic rebound remains stable yet tempered.

- Business owners continue to explore innovative ways to remain competitive with non-traditional marketing opportunities.

- Small businesses look to banking industry and government for relief.

- Cash flow concerns still rise to the top of small business owners' concerns.

Please Note: We now incorporate actual Visa Business card spend into this report - refer to the 'Spend Insights' callouts in the left-hand margin - which aligns with and supports SBOs' sentiments. These critical insights distinguish Visa from other similar small business industry reports.

Those benefiting from this newsletter include our key U.S. small business constituents:
- Issuing clients, informing our customers of small business attitudes, trends and insights so they are better equipped to strategically grow and manage their portfolios

- Small business owners, providing a better understanding of their potential successes, solutions and challenges in the current economy

- Our analyst & investment community, supporting PR efforts around the value Visa brings to the small business community

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Content provided by: Visa Business