I am making a list of all the things that I am wishing for this coming year. So far I have: a healthy, new year with less flu and colds going around no major illnesses for members of my family and no need to use term life insurance this year...

Well Christmas is over and I did get almost every thing that I wanted. I received a new cell phone that can finally sync up with my Outlook Calender. Now I don’t have to carry a paper calender with me. I also received some nice jewelry, a sweater...

The down economy has people pinching their pennies. I know so many people that are looking for work are in a job that they would love to change, but don’t dare right now. A friend of mine works in managed IT services, and would love to take on more...

I have to admit, I have done almost none of my holiday shopping. Time just got away from me. In order to finish on time, my steps are: Make a list of all the people I need to buy presents for. Decide a budget and think about what gifts would fit...

Since I just mentioned that we love to bake holiday cookies at our house, I thought I would tell you one that I think I will try this year. It is a chocolate cookie with caramel sandwiched in between. After all this holiday baking, I will have to...