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The Merchant Account Blog  
Merchant accounts, e-commerce, and processing equipment.

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Surcharging customers using credit cards is illegal!

Dec 22, 2009
Visa and MasterCard have long standing regulations preventing surcharging customers for using a credit card. Recently they have allowed discounting for cash purchases (wordsmithing somehow negates the meaning of surcharging???). I see merchants on a...

Making sense of the PCI mess

Oct 30, 2009
The merchant account industry is in turmoil right now relating to the PCI-DSS fees that just about everyone is currently experiencing. I would like to make an analysis of why we are all seeing these fees and how this whole situation came about. Just...

How to re-bill your customer's credit card, without storing it!

Oct 29, 2009
Many times business and website owners want to store credit card numbers for later. This allows re-billing customers for recurring orders, and allows easier checkout for repeat customers on a website. If a business decides they want to actually store...

Free Network Merchants PHP Class

Oct 7, 2009
We’ve just finished a PHP Integration class for the Network Merchants Payment Gateway. This script integrates with the Network Merchants Direct Post API, and the Network Merchant customer vault API. The Direct Post API allows processing credit cards...


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