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Almost Having Life Insurance Is A Cruel Joke!Dec 28, 2009
I got a call from the daughter of a man who had asked me to send him an application for life insurance back in 2003 today. She wanted to know if I could help her track down the policy as he had recently passed away and the application they had found in...
Hit And Missed Opportunities Of 2009 In Life Insurance Underwriting!Dec 28, 2009
Life insurance underwriting is kind of like sand dunes. You can take a picture at the beginning of a year and it can be absolutely clear where every grain of sand lies. The exact same picture taken at the end of the year could easily have been taken on...
Wow! What A Year!Dec 23, 2009
From a life insurance perspective. Heck, from just about any perspective this has been one crazy year. But the sky didn’t fall and I think it’s time we put it all in perspective and move on.
Term life insurance prices have been in something of a free...
New Opportunities In Gastric Bypass Underwriting!Dec 14, 2009
The standard guideline for life insurance underwriting of gastric bypass surgery has generally been two years out from surgery and one year of weight stability.
In other words most companies don’t really want to participate in your mortality post...
Starting Somewhere. Step By Step!Dec 11, 2009
I have been working with a physician who has bipolar disorder and we were declined on our first life insurance application through Transamerica. Trans has pretended to be more aggressive or creative or whatever, on their trials than they actually are...
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